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Underinsured Motorists Combined with Uninsured Motorists.Car insurance in Ravenden Arkansas costs single-car drivers an average of $1,656 annually, or about $138 per month. Compared to the state annual average of $2,466, auto insurance in Ravenden is $810 lower. Rates for car insurance in the same state can fluctuate wildly depending on your specific zip code. When it comes to the minimum coverage required by state law, the average cost of liability insurance in Alabama is $469. For a full coverage policy, the average cost of car insurance is $1,623.. It is important to remember that there are different types of car insurance.Each type of coverage carries different costs.Also find Arkansas insurance agents & brokers, AR local small businesses by General Liability Class Code and learn about Arkansas small business insurance requirements for general liability, business property, commercial auto & workers compensation including AR business insurance costs. 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